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Product Engineer (Software Engineer)

clera · San Francisco · $120,000 to $200,000

Open. First seen 16 September 2026.

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Description

About the Role

This is a full-stack product engineering role at a consumer fintech company helping everyday people manage cash flow, access earned wages early, and build credit. You'll work closely with product, engineering, and business leaders to ship high-impact features directly improving users' financial wellbeing.

What You'll Do

Build product features end-to-end, including domain models, business logic, and API integrations. Drive deployment and iteration using a data-driven, incremental approach toward bold product milestones. Use SQL and analytics tools to evaluate product and system performance regularly. Test and debug complex state machines in an event-driven backend that relies heavily on pub/sub messaging. Ship to production daily through a rapid CI/CD pipeline, owning implementations end-to-end and responding to production incidents as needed.

What We're Looking For

3+ years of experience building backend features end-to-end for production systems. Proficiency designing and consuming RESTful APIs, including authentication, authorization patterns, and rate limiting. Experience with event-driven architectures and message queues such as Kafka, Pub/Sub, or similar.

Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization. Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes. Experience developing consumer-facing products (not exclusively B2B).

Experience debugging complex state machines in event-driven systems. Strong computer science fundamentals: algorithms, data structures, and system design. Meaningful experience at an early-stage startup or high-growth environment (not exclusively large enterprise or Big Tech).

Experience with Go (golang) deployed on GCP is a plus. Must be based in, or willing to relocate to, San Francisco or Seattle for in-person work. Compensation & Benefits Salary range: $120,000 to $200,000 USD annually.

Visa sponsorship is available. Location On-site in San Francisco, California (Seattle also considered). This is not a remote role.

ABOUT THE ROLE

This is a full-stack product engineering role at a consumer fintech company helping everyday people manage cash flow, access earned wages early, and build credit. You'll work closely with product, engineering, and business leaders to ship high-impact features directly improving users' financial wellbeing.

WHAT YOU'LL DO

  • Build product features end-to-end, including domain models, business logic, and API integrations.
  • Drive deployment and iteration using a data-driven, incremental approach toward bold product milestones.
  • Use SQL and analytics tools to evaluate product and system performance regularly.
  • Test and debug complex state machines in an event-driven backend that relies heavily on pub/sub messaging.
  • Ship to production daily through a rapid CI/CD pipeline, owning implementations end-to-end and responding to production incidents as needed.

WHAT WE'RE LOOKING FOR

- 3+ years of experience building backend features end-to-end for production systems.

  • Proficiency designing and consuming RESTful APIs, including authentication, authorization patterns, and rate limiting.
  • Experience with event-driven architectures and message queues such as Kafka, Pub/Sub, or similar.
  • Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization.
  • Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes.
  • Experience developing consumer-facing products (not exclusively B2B).
  • Experience debugging complex state machines in event-driven systems.
  • Strong computer science fundamentals: algorithms, data structures, and system design.
  • Meaningful experience at an early-stage startup or high-growth environment (not exclusively large enterprise or Big Tech).
  • Experience with Go (golang) deployed on GCP is a plus.
  • Must be based in, or willing to relocate to, San Francisco or Seattle for in-person work. COMPENSATION & BENEFITS Salary range: $120,000 to $200,000 USD annually. Visa sponsorship is available. LOCATION On-site in San Francisco, California (Seattle also considered). This is not a remote role.

Posting history

Reposted once since 9 September 2026: a posting for this role in San Francisco was taken down and the role was posted again.

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