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Tilt Finance

Senior Backend Engineer, NIRA

Remote - India
Level
Senior
Work type
Remote · India only

Not stated in the posting: salary, visa.

Open. First seen 2 October 2026.

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About the role

Join the Tilt team

Tilt Finance's standard text

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

NIRA is building a consumer credit platform for Middle India, targeting ~200m underservied people. Active in 5000+ cities and processing 15,000+ loan applications/day, NIRA is backed by and integrated with US-based Tilt.

The opportunity - Senior Backend Engineer, NIRA

We’re looking for a strong Senior Software Engineer to join NIRA’s engineering team. You will have the opportunity to shape strategy for the infrastructure and product roadmap. This role will give you the ability to have a direct and outsized impact on technical projects, leading to enormous potential for career-growth.

How you'll make an impact

  • Work closely with the local NIRA Engineering team, and partner with the broader APAC Engineering team to increase the scale our platform can handle.
  • Expand the platform to support multiple financial products and underlying instruments.
  • Drive iterations on credit policy and improve credit decision systems.
  • Collaborate with product, credit/finance, compliance, support and analytics teams.

Why you're a great fit

  • 7+ years of experience
  • Strong experience using Java (ideally .net too).
  • Demonstrated experience working in AWS-native environments, using tools like DynamoDB, Athena and Lambda.
  • You have experience with scaled technical solutions - have worked on projects to increase the scaleability of a platform.
  • Clear communicator, ability to clearly articulate technical solutions and collaborate with colleagues globally.
  • Product Engineer mentality - own your solutions from start to finish.
Tilt Finance's standard text

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

What you'll get at Tilt

  • Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.
  • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.
  • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.
  • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.
  • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)
  • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.
Tilt Finance's standard text

The Tilt Way

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.

What this role asks for

Particular to this role

DynamoDB

Rare in Tilt Finance's other 10 open postings.

Standard for backend roles

AWS · Java

Common in backend postings at any company.

In most of Tilt Finance's ads

Machine Learning

Named in most of its open postings, whatever the role.

64% of this description is written for the role. The rest is Tilt Finance's standard text, folded away below.

Compared with Tilt Finance's other open jobs.

The team: Engineering HIRES STEADILY

This role is one of 7 open in Engineering. 4 were posted in the last 30 days and the oldest in April: a team that hires all year rather than one being built.

WHAT THE TEAM WORKS WITH, ACROSS ITS POSTINGS

Machine Learning (7 of 7), .NET (4 of 7), C# (3 of 7), AWS (2 of 7), Java (2 of 7)

OTHER ROLES ON THIS TEAM

From the team and dates on Tilt Finance's own job board.

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