Senior Software Engineer - Card Network Integration

Marqeta is seeking a skilled Senior Software Engineer to join the Network File Integration team. In this role, you will help design and deliver scalable software solutions for batch and event driven processing of card network settlement and transaction data. You will own and deliver projects in service of quarterly goals on the team and independently identify solutions to solve ambiguous, open-ended problems. You will work in collaboration with your team and cross-functional partners.

We work Flexible First. This role can be performed remotely within Ontario or British Columbia, Canada. We’d love for you to join us!

Learn more about our Product and Engineering team

This position is for an existing vacancy.

The Impact You’ll Have

• Developing, managing and maintaining card network transactions at scale.
• Creating Digital Wallet Tokens via Apple Pay and Google Pay.
• Building out-of-this-world backend experiences for our customers, internal and external.
• Getting cards to customers faster.
• Managing chargebacks and disputes with Card Networks.
• Facilitating money transfer via ACH and through ATM networks.
• Applying APRs and fees to Credit customers.
• Building a world class 3DS Access Control System.
• Iterating and innovating on ways to bring quality backend software from ideation to production faster.
• May focus on DevOps and Infrastructure Engineering and provide expert guidance on operationalizing services and implementations of the cloud infrastructure necessary to meet goals, particularly as it relates to scaling, resilience, and global availability.
• Architect, design and develop large, complex projects.
• Collaborate with other engineers to prioritize and ship features.
• Partner with Product Managers to scope and estimate new work.
• Participate in on-call coverage.

Who You Are

• You bring 5+ years of experience in software, or data engineering, ideally in payments or financial services processing and are comfortable driving outcomes with limited direction
• A strong passion to write code with high quality and test coverage.
• Experience developing in Java and/or Python, however we welcome experience in other programming languages.
• Proven track record designing, building, and scaling batch and streaming/event-driven data pipelines using technologies like Apache Spark or distributed query engines (Athena, Trino, Presto).
• Hands-on experience implementing robust data lake solutions using formats like Iceberg or Delta Lake, ensuring high data reliability, schema integrity, and integration with distributed query engines.
• Experience making technical trade offs and navigating technical complexities.
• Experience mentoring other Engineers.
• Demonstrated ability to quickly identify root causes of production issues and recommend or implement improvements.
• The ability to demonstrate humility, empathy, and to take constructive feedback positively.
• A desire to grow in your career, learn, share ideas and help others grow and learn.
• Demonstrated experience working productively on cross-functional teams and taking a collaborative, team oriented approach.

Nice-To-Haves

• Experience with payments or the FinTech space.
• Experience with Microservices.
• Experience with Java Spring Boot
• Experience with Airflow
• Production experience with modern engineering and cloud tools. (We use AWS, but welcome other cloud experience).
• Experience in software delivery pipelines, CI/CD systems, and software deployment and orchestration systems such as Kubernetes and/or Docker.
• Contributions to technical blogs, a public Github repo, or to open source projects.

Our (Typical) Process

• Application Submission
• Recruiter Video Call
• Coding Interview & Hiring Manager Video Call
• Virtual “Onsite” consisting of three 60 min calls
• Offer!

Compensation and Benefits

Marqeta calibrates pay to a competitive value according to working location. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this full-time position, reflected in CAD, is: 116,000 - 145,000

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta currently offers:

• Multiple health insurance options
• Flexible vacation time with additional floating holidays
• Retirement savings program with company contribution
• Equity in a publicly-traded company
• Monthly stipend to support our remote work model
• Annual development stipend to support our people growth and development
• Family-forming benefits and generous parental leave base salary top-up

About Marqeta

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time.

Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

Marqeta’s Values

– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.

– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.

– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.

– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.

– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

Equal Employment Opportunity, Accommodations and Privacy

Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.

Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.

Marqeta cares about your privacy. Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.

To keep our interview process fair and consistent, we ask that all candidates join video interviews with their camera on.

Notice on Use of AI in Recruitment
We may use artificial intelligence (AI) tools in our recruitment processing consistent with the requirements of applicable laws. For more information, review our AI notice here.