Principal Product Designer | Bankrate

*This role is open to remote or hybrid candidates (East Coast preference), with hybrid being central to our New York, NY or Charlotte area offices. Must be able to work Eastern Standard Time hours.

For the Bankrate website click here. Curious how Bankrate fits into Red Ventures? Click here.

You make high-level decisions on how brand and consumer experiences are strategically implemented, and you lead large-scale projects, on your own or with other designers. You report to the Head of Design and work closely with Product leaders and our Lead Consumer Researcher. You'll also help shape how Bankrate's UX advocates for the consumer.

You're technical. You understand code and how engineering works, you're grounded in research and design fundamentals, and agentic tools are a normal part of your work. You prototype in code when that answers the question faster than a meeting would, and you know which work needs polish and which doesn't.

You move work through engineering systems and across teams without waiting for hand-offs.

What You’ll Do:
On top of strong end-to-end execution, technical fluency, and accountability for brand and experience standards, you'll own:

• Consumer Vision & Strategy: Form a view of where the consumer experience should go, including how it advocates for the consumer, and argue for it. Make it concrete with concepts, principles, and prototypes teams can build toward.
• Strategic Implementation: Make the high-level calls on how brand and consumer experiences are implemented, and lead large-scale projects solo or with other designers.
• Research Coordination & Generative Discovery: Work with the Lead Consumer Researcher to decide what we research next, including generative discovery that looks past the current roadmap. Frame the questions, and make sure the findings change what gets built.
• Agentic Systems Enablement: Build the systems that let designers and agents work well together. That includes the design system and UX copy system, plus everything around them: how they're structured, documented, connected to code, and exposed to agentic tools. Design ownership is shared, so your job is the systems thinking: deciding where rules help and where they slow people down.
• Cross-Functional Innovation: Drive consumer innovation and strategic initiatives that span functions. Find opportunities no single team owns, make the case, and work with product and engineering to get them started.
• Mentorship & Design Org Capability: Mentor designers at every level through direct feedback, critique, and working next to them on hard problems. Raise what the whole team can do with workflows, tooling, standards, and skills others can adopt. Turn what works for you into something the team uses.

What We’re Looking For:

• Org-level impact: Your portfolio shows design work that changed product strategy or how teams operate, across teams and not only within one.
• Consumer strategy: You've set a long-range consumer vision and can show what shipped because of it.
• Fintech, startup, or advocacy background: You've worked in fintech, at a startup, or on consumer advocacy, and can help move our UX further toward the consumer's side.
• Research fluency: You've run or directed generative discovery and worked well with dedicated researchers. You can separate a finding from an opinion.
• Technical fluency: You work in codebases, agentic tools, and component systems (shadCN, Tailwind, Next.js). You prototype in code, contribute in GitHub, and have a tested view on how agentic tooling changes what designers can build.
• Craft judgment: You know where polish matters and where a rough answer is enough, accessibility included, and you can explain the tradeoff to others.
• Systems experience: You've built or rebuilt a design system or similar shared system in production, and you've thought about how agents use it.
• Multiplier: People around you get better. You give direct feedback and earn trust with PMs, engineers, and designers who don't report to you

Compensation:

Total Cash Compensation Range: $120,000 – $180,000 per year

This role is eligible for a target bonus, which is included in the Total Cash Compensation Range above. This role is also eligible for Equity, which is offered separately from the Total Cash Compensation Range listed above. Actual compensation varies based on location, experience, and qualifications.

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long-Term Disability Insurance
• Flexible Spending Accounts
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program
• Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service.

Who We Are:

Bankrate is where Americans go to get the best price on life's most important financial decisions. By combining proprietary data, advanced technology, and deep market coverage, Bankrate helps consumers compare options and make confident financial choices across mortgages, credit cards, savings, and more. As a rate provider to the Federal Reserve and the benchmark relied upon by major publishers and policymakers nationwide, Bankrate's rate data is the national standard.

This commitment to precision is reflected across all its products. In mortgages, proprietary auction technology puts lenders in real-time competition on price alone, consistently delivering rates in the lowest 10% in the country. For deposits, the platform features exclusively top-tier rates in the top 10% nationally, while its credit card coverage encompasses more than 90% of the market by volume.

Founded by a journalist, Bankrate remains dedicated to its founding mission of transparency, honest information, and real competition — helping to make the American dream more affordable for everyone.