Staff Backend Engineer, Financial Engineering
- Salary
- $266K - $445K
- Level
- Staff
- Work type
- Hybrid · San Francisco
Not stated in the posting: visa.
Open. First seen 4 November 2026.
About the role
About the Team
Financial Engineering (FinEng) builds the financial systems behind ChatGPT, Codex, and OpenAI’s API platform. These products serve people, developers, and businesses around the world. We make them easy to buy, use, and pay for. Our systems support everything from individual subscriptions to usage-based billing and complex enterprise agreements.
We also build the foundations for how products are packaged, accessed, and used: product catalogs, SKUs and bundles, workspaces, entitlements, and usage metering. These systems connect what customers purchase to the capabilities they can access and the usage they can manage.
That reach creates challenging engineering problems. We build services and data pipelines that handle large volumes of usage and transactions, keep payments, product access, and financial records consistent across systems, and adapt as products and pricing change. The same foundations must support a simple checkout and the detailed spending controls a large business needs.
Your work will help teams launch new products faster and give customers confidence in what they are paying for. The work spans customer experiences, backend services, and data systems, with opportunities to influence technical design and see your work through to production.
We’re hiring Staff+ engineers with strong backend experience. Experience in payments, billing, or financial systems is a strong plus, but not required.
In this role, you will:
- Design and build systems for purchasing, payments, subscriptions, and billing across OpenAI products and global markets.
- Build product catalogs, SKUs, and bundles that let product teams launch new offerings and evolve how products are packaged.
- Develop workspace and entitlement systems that connect purchases and subscriptions to product access for individuals and teams.
- Keep charges and product access correct when requests are retried, updates arrive late, or another service fails.
- Build metering systems, data pipelines, and APIs that turn large volumes of usage into accurate bills, timely spending information, and records that are easy to trace and verify.
- Create reusable building blocks that let product teams launch new offerings, pricing, and payment options without rebuilding the foundations each time.
- Make complex financial workflows simple for customers and internal teams, using customer feedback and experiments to improve the experience.
- Scale and evolve live systems while protecting customer access, financial accuracy, performance, and security.
- Own problems from early design through launch and operation, working with product, design, finance, and other engineering teams to make and test important technical decisions.
Nice to Have
- Experience with payments, subscriptions, pricing, billing, or other systems that manage customer purchases and revenue.
- Experience with product catalogs, packaging and bundles, workspace management, entitlements, or usage metering.
- Experience building financial or transaction systems at scale, checking that records match across systems, or supporting compliance and audits.
About OpenAI
OpenAI is an AI research and deployment company dedicated to ensuring that general-purpose artificial intelligence benefits all of humanity. We push the boundaries of the capabilities of AI systems and seek to safely deploy them to the world through our products. AI is an extremely powerful tool that must be created with safety and human needs at its core, and to achieve our mission, we must encompass and value the many different perspectives, voices, and experiences that form the full spectrum of humanity.
OpenAI's standard text
We are an equal opportunity employer, and we do not discriminate on the basis of race, religion, color, national origin, sex, sexual orientation, age, veteran status, disability, genetic information, or other applicable legally protected characteristic.
For additional information, please see OpenAI’s Affirmative Action and Equal Employment Opportunity Policy Statement.
Background checks for applicants will be administered in accordance with applicable law, and qualified applicants with arrest or conviction records will be considered for employment consistent with those laws, including the San Francisco Fair Chance Ordinance, the Los Angeles County Fair Chance Ordinance for Employers, and the California Fair Chance Act, for US-based candidates. For unincorporated Los Angeles County workers: we reasonably believe that criminal history may have a direct, adverse and negative relationship with the following job duties, potentially resulting in the withdrawal of a conditional offer of employment: protect computer hardware entrusted to you from theft, loss or damage; return all computer hardware in your possession (including the data contained therein) upon termination of employment or end of assignment; and maintain the confidentiality of proprietary, confidential, and non-public information. In addition, job duties require access to secure and protected information technology systems and related data security obligations.
To notify OpenAI that you believe this job posting is non-compliant, please submit a report through this form. No response will be provided to inquiries unrelated to job posting compliance.
We are committed to providing reasonable accommodations to applicants with disabilities, and requests can be made via this link.
OpenAI Global Applicant Privacy Policy
At OpenAI, we believe artificial intelligence has the potential to help people solve immense global challenges, and we want the upside of AI to be widely shared. Join us in shaping the future of technology.
What this role asks for
65% of this description is written for the role. The rest is OpenAI's standard text, folded away below.
Compared with OpenAI's other open jobs.
The team: Applied AI Engineering HIRES STEADILY
This role is one of 68 open in Applied AI Engineering. 14 were posted in the last 30 days and the oldest in September: a team that hires all year rather than one being built.
WHAT THE TEAM WORKS WITH, ACROSS ITS POSTINGS
Python (18 of 68), Machine Learning (12 of 68), React (8 of 68), TypeScript (8 of 68), Android (6 of 68), Golang (6 of 68), LLM (6 of 68)
OTHER ROLES ON THIS TEAM
- Engineering Manager, API Multicloud posted Nov 3
- Engineering Manager, Guardian posted Oct 28
- Founding Software Engineer, Physical Engineering posted Oct 26
- Full Stack Software Engineer, Monetization Platform posted Oct 23
- Principal Software Engineer, ChatGPT Education and Learning posted Oct 23
- Software Engineer, Backend — Dots posted Oct 19
- Software Engineer, Full Stack — Dots posted Oct 16
- Software Engineer, Mobile Web — Dots posted Oct 16
- Machine Learning Engineer, Implicit Signals posted Oct 13
- Engineering Manager, Identity Platform posted Oct 8
- Data Engineer, Core Experimentation posted Oct 6
- Software Engineer, Shop/Feed Ads posted Oct 6
- Android Engineer, Plugin Developer Platform posted Oct 5
- Frontend Software Engineer, Codex App posted Oct 1
- Engineering Manager, ChatGPT Space posted Oct 1
- Software Engineer, Implicit Signals posted Sep 29
- Software Engineer, Product Velocity posted Sep 28
- Software Engineer, Search Infrastructure posted Sep 25
- Machine Learning Engineer, Core Experimentation posted Sep 24
- Staff & Software Engineer, Payments & Billing, Consumer Monetization posted Sep 24
- Mobile / Full Stack Staff & Software Engineer, Consumer Monetization posted Sep 24
- Full Stack Staff & Software Engineer, Consumer Monetization posted Sep 24
- Product Manager, Technology Vertical posted Sep 23
- Machine Learning Engineer, Monetization AI/ML posted Sep 21
- Software Engineer, Plugin Ecosystem posted Sep 21
- Software Engineer, Healthcare posted Sep 15
- Data Engineering Manager, Growth & Revenue posted Sep 14
- Software Engineer, Ads Integrity posted Sep 14
- Backend Software Engineer, ChatGPT ImageGen posted Sep 11
- Android Engineer, ChatGPT ImageGen posted Sep 11
- Android Engineer, ChatGPT Library Team posted Sep 9
- Full Stack Software Engineer, Product Explorations posted Sep 3
- Software Engineer, Financial Engineering posted Aug 28
- Software Engineer, Plugin Developer Platform posted Aug 18
- Software Engineer, Model Deployment- ChatGPT Engineering posted Aug 17
- Senior Staff Software Engineer, Identity posted Aug 6
- Full-Stack Engineer, ChatGPT Education & Learning posted Aug 4
- Software Engineer, Enterprise Verticals posted Jul 29
- Software Engineer, ChatGPT Shopping posted Jul 9
- Founding Full Stack Software Engineer, Legal posted Jun 29
- Engineering Manager, MLE posted Jun 23
- Full Stack Software Engineer, Consumer Verticals posted Jun 15
- Full Stack Software Engineer, ChatGPT ImageGen posted Jun 9
- Software Engineer, Scaled Abuse posted Jun 8
- Software Engineer, Monetization ML Infrastructure posted Jun 1
- Software Engineer, Ads Manager posted May 26
- Software Engineer, Ad Formats posted May 26
- Engineering Manager, Distillation & Detection Platform posted May 20
- Full-Stack Software Engineer, Applied Foundations posted May 7
- Backend Software Engineer, Applied Foundations posted May 7
- Protection Scientist Engineer, Integrity posted May 5
- Software Engineer, ChatGPT Infrastructure posted Apr 21
- Full Stack Software Engineer, Education posted Apr 16
- ChatGPT Performance Engineer posted Apr 15
- Software Engineer, Localization posted Mar 18
- Software Engineer, Infrastructure - Core Experimentation posted Mar 17
- Software Engineer, Full-Stack - Core Experimentation posted Mar 17
- Full Stack Software Engineer, Growth posted Jan 30
- iOS Engineer, Applied Foundations posted Jan 20
- Android Engineer, Applied Foundations posted Jan 20
- Software Engineer, Monetization Product & Platform posted Jan 8
- Software Engineer, Monetization Delivery posted Dec 10
- Protection Scientist Engineer, Integrity posted Oct 8
- Software Engineer, Habitat (Online Data) posted Apr 14
- Software Engineer, Youth Well-Being posted Nov 22
- Software Engineer, Integrity Foundations posted Jun 11
- Data Engineer posted Sep 26
From the team and dates on OpenAI's own job board.
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